Rates & insurance coverage

Therapy should be accessible, and pricing shouldn't be a guessing game.

Standard session rates
  • Initial clinical evaluation$200
  • Individual 50–60 minute session$185
  • Individual 45 minute session$165
  • Individual 30 minute session$130
  • Couples therapy 60 minute session$185
  • Group therapy session$60

Many of our clients only pay a copay — or nothing at all — when using insurance. Session fees are also eligible for payment with FSA and HSA funds.

In-network insurance partners

We accept the following insurance plans. Please note: In-network fees and out-of-pocket costs may vary based on your individual plan and benefits. Couples therapy may not be covered in-network; please call for a free consultation to see if it is covered in your case.

  • Alliance Behavioral Health
  • Amerihealth
  • AETNA
  • Blue Cross Blue ShieldBlue Value and Blue Local plans are typically out of network. Blue Home is usually in network — we’re happy to verify your benefits.
  • Carolina Complete Health
  • Healthy Blue
  • Partners Behavioral Health
  • Trillium
  • United Healthcare
  • United Healthcare Community
Out-of-network insurance benefits

We work with most insurance plans as an out-of-network provider. Depending on your plan, you may be reimbursed for part or all of your session cost. To make things easier, we can submit claims on your behalf or provide superbills for self-submission. If you have questions, we're always happy to help you navigate the process.

Income-based rates

We believe cost should not be a barrier to care. Each of our full-time therapists holds one reduced-fee slot per week, priced at 10% of your weekly income for a one-hour session (proof of income required, no minimum fee). We also work with intern therapists — graduate-level clinicians completing their supervised training with our practice — who offer sessions at a reduced rate. If you’d like to learn more about either option or check on current availability, please reach out by phone or email.

Self-pay

Choosing to pay out of pocket isn't right for everyone, but there are real reasons some clients prefer it. You can read more about why you might not want to use your insurance for therapy on our blog.

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected costs before beginning services. As a client who is uninsured or who chooses to pay out of pocket, you may request a written Good Faith Estimate at any time. The estimate will include anticipated session fees based on your planned treatment. If your actual charges are at least $400 more than the estimate, you have the right to dispute the bill. For questions about your Good Faith Estimate or to request one, contact us at hello@caladriustherapy.com or 704-980-3082.